D&B® is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for 167 years. D&B’s global commercial database contains more than 140 million business records. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions. D&B also partners with leading companies to provide information and insight to the marketplace through its D&B For Your Customers solutions. www.dnb.com/foryourcustomers

eBureau's real-time identity verification, authentication and fraud  scoring solutions offer financial institutions and online retailers multiple levels of automated fraud prevention and credit risk 
assessments when acquiring new customers, opening new accounts or registering new members online. For more information, please visit www.ebureau.com

Equifax® empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers. Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses — large and small — rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being. Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 15 countries through North America, Latin America and Europe.

Experian® is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.

ID Analytics® is the leading provider of on-demand identity intelligence solutions that address an organization's need to verify the identity of new customers and monitor the ongoing stability of existing customers. By combining identity activity and Advanced Analytics, ID Analytics helps companies manage identity risk, supplement credit decisions, and uncover new revenue opportunities. This process starts with the company's proprietary ID Network®, the nation's only real-time, cross-industry compilation of identity information. The ID Network includes 700 billion aggregated attributes and 1.4 billion consumer transactions. This depth of information ID Analytics to deliver reliable, high-resolution visibility into how an identity behaves across industries over time.

LexisNexis® Risk Solutions is the leader in providing essential information that helps advance industry and society. Building on the legacy of proven LexisNexis® services from the past 30 years, our cutting-edge technology, unique data and advanced scoring analytics provide total solutions that address evolving client needs in the risk sector while upholding high standards of security and privacy. LexisNexis Risk Solutions serves commercial organizations and government agencies and is comprised of several affiliated corporations, each offering premier customer focused solutions. For more information, visit risk.lexisnexis.com.

Microbilt® is the leading provider of alternative credit data to businesses serving the approximately 50-100 million US consumers lacking a traditional credit history.  MicroBilt is the parent company of PRBC, a FCRA compliant credit repository of bill payment data established to serve these underserved US consumers and businesses.  MicroBilt is also the exclusive licensee of the FICO Expansion Score, which allows lenders to assess the credit risk of consumers who have “thin” or no credit history. The FICO Expansion Score has the same 300-850® score range as the traditional FICO score and can be used to complement the traditional score. The FICO Expansion Score is offered as a standalone score or with MicroBilt’s PRBC Report.



Teletrack® is an FCRA compliant consumer reporting agency that specializes in working with businesses that cater to non-prime clientele. Founded in 1989 and a wholly-owned subsidiary of First Advantage Corporation (NASDAQ: FADV), Teletrack gathers and reports information from a nationwide network of businesses including: payday lenders, rental purchase stores, non-traditional consumer finance businesses and non-prime auto lenders. Credit grantors have found Teletrack’s non-traditional data to be predictive and offer significant lift on its own or when incorporated into proprietary models for originations and servicing decisions. This data includes credit inquiries, account charge-offs, paid charge-offs, open loans, landlord / tenant court records and U.S. consumer bankruptcy data.

TransUnion® is a global leader in credit and information management. For more than 30 years, we have worked with businesses and consumers to gather, analyze and deliver the critical information needed to build strong economies throughout the world. The result? Businesses can better manage risk and customer relationships. And consumers can better understand and manage credit so they can achieve their financial goals. Our dedicated associates support more than 50,000 customers on five continents and more than 500 million consumers worldwide.

To accelerate the delivery of technologies and services to our clients, Magnum has forged a number of partnerships with leading data, analytic, and technology providers. These alliances result in technologies, joint developments, and an expanded realm of solutions which enable Magnum to deliver a variety of solutions which improve the client’s business and customer relationships.

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